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Why
Cryptic Money Guy?

Because I’m a real estate investor that earned his financial freedom right here in Orono, ME.

Also because if you’re reading this website then you’re probably broke. Don’t be ashamed, I’ve been there too. My goal is to teach you how to “get your money right” so you can graduate from broke to wealth building, to financially secure, and later to financially free.

Broke: When every paycheck is consumed by living expenses and making minimum payments on all your debts. There is nothing left at the end of the month and your debts aren’t shrinking.

Wealth building: When you have paid off all of your credit card, vehicle, and student loan debt, and are using your savings to acquire assets that generate cashflow.

Financially secure: When your assets generate enough after tax income to cover your living expenses. Imagine how amazing it will feel to know that if you lost your job it’s no big deal because you can pay your bills indefinitely.

Financially free: When your assets generate enough after tax income to cover 3-4x your living expenses. This is the Holy Grail. Once you reach this milestone all your money stress melts away and a world of infinite possibilities opens up to you. You own your time and are free to figure out what your life’s purpose is and pursue it.

When you’re broke life can feel hopeless. You may think: Yeah right, financial freedom? Not possible in my situation.

But I’m here to tell you that it can be done.

I was broke all through my twenties and it wasn’t until my early-thirties that I started to pursue the knowledge I needed to “get my money right”. I paid off all my debts and got serious about saving, started wealth building with real estate and paper assets, became financially secure at 38, and by the time I was 40 I was totally and completely financially free. Forever.

The 4-step process I created to earn my own financial freedom is so simple and effective that I’m convinced it can work for anyone who is dedicated enough to put in the work and learn about investing.

Even if you never attend one of my lectures I still want to share my 4-steps to wealth. Here they are:

CMG’S 4 Steps to Wealth